Buying Used Cars On A Budget

August 14th, 2015 by

If you are on a budget, a used car is usually the best option. The bottom line price is more affordable. The big question usually centers around the financing. At Merchants Auto, we see many different types of financial situations, and we have learned how to handle them all. Which one describes you?
Good Credit
If you have good credit and a down payment or trade, you will appreciate that our finance department can shop around, looking for the best loan rates. We aren’t tied down to one company, and that shows in the deals we find for our customers. Value your trade.
No Down Payment
If you don’t have a down payment or a trade, don’t despair. This is a common problem that we see fairly often. We can find a way to secure a loan for you.
No Credit
If you are just starting out, you may not have a credit history. Again, this is a problem that we see often. Many young buyers come to us because they have heard from friends that we will work hard to find a loan. A car loan is a great way to establish a good credit history.
Bad Credit
If your credit score is bad, it can be tough to find a lender. At Merchants Auto, we work with people daily that need a hand with financing. Our financial counselors are trained to find loans with reasonable payments that you can afford on a budget. We will make every effort to get you on the road in a new-to-you car or SUV. Don’t spend time worrying aboutbad car credit Manchester NH, when you can do something about it with our Buy Here Pay Here policy.
Bankruptcy
If you’ve been through bankruptcy, you may feel like you can never restore your credit score. Many of our customers have restored their credit scores. The key is to get the right loan with our finance department. Monthly payments help you improve your score bit by bit. If you are working, there is probably a loan for you.

With 250 to 450 cars on our lot, Merchants Auto always has many choices. You can find the right car and the right loan to suit your tight budget. We want to help, even if you have bad car credit Manchester NH.

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